ACH Origination

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Modern Business Banking.

You can save time and money by replacing virtually every check-based payment and receivables collection process with Automated Clearing House (ACH)/Electronic Funds Transfer transactions.

The Solution

ACH Origination is available through INSBANK Digital Banking and offers flexible
options - You can upload NACHA formatted files, CSV files, initiate one-off
transactions, and build templates for recurring transactions for:

  • Direct Deposit of Pay for your Employees.
  • Vendor Payments
  • Expense Reimbursement Payments
  • State and Federal Tax Payments
  • Accounts Receivable Collection - Direct Payments
  • Cash Concentration

Security Features

  • You maintain administrative rights to create, edit, and delete users.
  • Customize user permissions per account and establish ACH limits.
  • Utilize dual control to require an approver to release transactions.
  • Out of Band Authentication is required for batch approval.

Benefits

• ABA/routing number verification
to validate the accuracy of provided
bank information.
• Reduce potential fraud on
your account.
• Improve cash position forecasts with
predictable transaction posting.
• Simplify account reconciliation.

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