Generated by All in One SEO Pro v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # INSBANK Banking, Built Different. ## Sitemaps - [XML Sitemap](https://insbank.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Pages - [Homepage-new](https://insbank.com/) - Helping businesses and individuals thrive with commercial banking, private banking, treasury management, and lending solutions backed by local expertise and personalized service. - [Careers](https://insbank.com/careers/) - Careers A bank for people who don't want to work for a bank. Work somewhere that doesn't suck the life out of you. INSBANK is built by entrepreneurs, for entrepreneurs. There's several folks here who self-identify as "accidental bankers". We're a crew of smart, curious people who move fast, break molds and figure things out - [Commercial Lending](https://insbank.com/commercial-lending/) - Commercial Lending Other banks say "no." We say "let's figure it out." Local and Tailored Solutions Red tape drives us nuts too. That's why you'll have direct access to your banker and other decision makers. When we say genuine, we mean it. So let's just put the right folks in the room together and find - [Private Client Group](https://insbank.com/private-client-group/) - Private Client Group Genuine matters to us. So when we say "personal banking," we actually mean it. Dreamers, Unite We love helping people who dream big to succeed financially. Your private banker doesn't just offer solutions-they own the moment. Personalized service, competitive rates, and tailored deposit and lending options. They're here to help you reach - [Medical](https://insbank.com/commercial-deposits/medical/) - Healthcare Banking with Medquity Some banks just work in healthcare. Medquity is a healthcare bank. We've got the entrepreneurial chops and industry expertise to get creative and get things done. We Speak Healthcare Banking. Don't waste time explaining your industry to your bank. Industry Expertise Medical Practices Dental Practices Veterinary Practices Behavioral Facilities Long-Term Care - [Case Studies](https://insbank.com/resources/case-studies/) - Case Studies Cool stuff we've gotten to help build (see also: proof we know what we're talking about) A specialty medical practice An $80 MM global manufactorer A logistics Company's expansion They needed a better way to deposit - [Customer Resources](https://insbank.com/resources/) - Customer Resources Everything you ever wanted to know about banking with us - and some things you probably didn't. Guides It's like having the INSBANK team in your pocket, but less weird. These interactive guides will help you get stuff done faster. Take some INSBANK expertise with you by downloading these helpful guides. Business INSBANK - [Resources](https://insbank.com/toolsandguides/) - Resources No corporate nonsense. Just really good intel. Video Tutorials & Guides Not sure how to access part of your digital banking experience? Check out our video tutorials and downloadable guides for personal and business banking. Check out the videos Case Studies We get it; you want proof. These case studies represent the dreams we've - [Commercial Deposits](https://insbank.com/commercial-deposits/) - Commercial Deposits Serious about your business. Not about bureaucracy. Business Banking, but Not Awful You don't have time to spin your wheels in the mud of banking. Neither do we. Your banker will get to know you and your business on a personal level, which means we can get things done better and faster. We'll - [Phene Wardlaw](https://insbank.com/about/leadership/phene-wardlaw/) - Phene Wardlaw Phene Wardlaw Vice President, Marketing Director The Business Cred Phene Wardlaw brings 8 years of diverse marketing experience to the table, with a background that spans everything from launching a CBD beverage company to building brand strategy for startups. In 2024, Phene joined INSBANK as VP, Marketing Director to take on a bold - [Amanda Richardson](https://insbank.com/about/leadership/amanda-richardson/) - Amanda Richardson Amanda Richardson VP, Manager of Corporate Administration, Shareholder Relations The Business Cred As a child, Amanda wanted to be an interior designer or a secretary. Now, she keeps us running at INSBANK! Check out the rest: 10 years at a Financial Advisory Firm 5 years at a Community Bank Partner as Loan Assistant, - [Leadership](https://insbank.com/about/leadership/) - Leadership "Genuine matters" starts at the top. Our execs and board members live up to our mantra and have a blast doing it. James H. Rieniets, Jr. President, Chief Executive Officer Peyton Green Executive Vice President, Chief Financial Officer J Scott Gupton Executive Vice President, Chief Operating Officer, Information Security Officer Philip C. Fons Executive - [About](https://insbank.com/about/) - About INSBANK Who We Are A client once called us entrepreneurs who happen to run a bank. We think that sounds about right. So if you have big dreams and goals, we get it. Since we started in 2000, many chapters have defined who INSBANK is. But one thing has never changed: we're neighbors, friends, - [Shareholder Relations](https://insbank.com/shareholder-relations/) - Corporate Introduction InsCorp, Inc. is a Nashville-based bank holding company and the parent of INSBANK, a commercial banking institution built to serve the needs of businesses, professionals, and individuals across Tennessee and beyond. Through INSBANK and its specialized divisions, the Company delivers a full suite of financial solutions, including commercial and industrial lending, real estate - [Giving Back | Corporate Giving](https://insbank.com/corporate_giving/) - Giving Back, the INSBANK Way Giving back isn't a box we check. It's part of who we are. Click to get started Legacy Beneficiaries Since my retirement, the most gratifying part of giving back is giving of my time. Trying to teach children to have a love for reading and a love for books is, - [Brentwood](https://insbank.com/locations/brentwood/) - Brentwood Banking Business banking without the B.S. We work with entrepreneurs because we are entrepreneurs. INSBANK partners with companies who think big and want to move fast. We've got the expertise and the drive to help you build something awesome. We don't really care what other banks are doing. If it's a great idea, we'll - [Green Hills](https://insbank.com/locations/green-hills/) - Green Hills Banking Business banking without the B.S. We work with entrepreneurs because we are entrepreneurs. INSBANK partners with companies who think big and want to move fast. We've got the expertise and the drive to help you build something awesome. We don't really care what other banks are doing. If it's a great idea, - [Murfreesboro](https://insbank.com/locations/murfreesboro/) - Murfreesboro Banking We work with entrepreneurs because we are entrepreneurs. INSBANK partners with companies who think big and want to move fast. We've got the expertise and the drive to help you build something awesome. We don't really care what other banks are doing. If it's a great idea, we'll fund it (even if it - [HELOC Check Access](https://insbank.com/heloc_check_access/) - HELOC Check Access Home Equity Line of Credit Check Changes Coming January 1, 2027 Protecting Your Account. Simplifying Access. You've trusted us with your banking relationship, and we take that responsibility seriously. Beginning January 1, 2027, INSBANK will discontinue Home Equity Line of Credit (HELOC) checks as part of our ongoing efforts to help protect - [Corporate](https://insbank.com/corporate/) - Corporate "Genuine matters" starts at the top. We were built by and for Nashville business leaders. And more than anything, we want to see our clients succeed. We're trying to make the right decisions for you. Our Brands You won't find another bank that knows more about banking the healthcare industry and its professionals because - [Patriot Act](https://insbank.com/patriot-act/) - Patriot Act IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH YOUR INSBANK Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current - [Leave a Review](https://insbank.com/leave-a-review/) - Leave a Google Review for INSBANK We're grateful you bank with us, and your feedback truly helps. If you have a moment, we'd love for you to share your positive experience. Your INSBANK review helps others in Nashville discover a local bank they can trust...and yes, it might just make our day. If we didn't - [Privacy Policy](https://insbank.com/privacy-policy/) - Privacy Policy Rev 6/11/2026 WHAT DOES INSBANK AND ITS SUBSIDIARIES: INSBANK FINANCE, INC, AN INSBANK COMPANY DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, - [Contact](https://insbank.com/contact/) - Contact Us Answering the phone like real humans since the Nokia era. Robots Are Bad At Small Talk Friends don't let friends get lost in an automated phone menu. We still pick up the actual phone and use our voices to communicate - just like the olden days, when phones were tethered to a wall. - [Locations](https://insbank.com/locations/) - Locations Where the magic happens. Lobby Hours: 9 AM - 4 PM Monday through Friday 615-515-2265 (excluding Federal Holidays) Green Hills (main office) 2106 Crestmoor Rd, Nashville, TN 37215 Brentwood Office 5614 Franklin Pike Circle, Brentwood, TN 37027 Murfreesboro Office 1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN 37129 We will be closed on the - [Spirits](https://insbank.com/commercial-deposits/spirits/) - Spirits Industry We know the booze business. We've helped companies like yours get funding and see growth, even when other banks have said no. "INSBANK understood it." Carey Bringle needed a bank that understood how the bourbon business worked. He had experiences with two banks on separate occasions who couldn't wrap their minds around it, - [Security & Fraud Protection](https://insbank.com/securityandfraudprotection/) - Security & Fraud Protection Your Security Comes First Protect Yourself From Fraudsters We want to make our customers aware of an increase in fraudulent phone calls, texts, and emails where scammers pretend to be from our bank's fraud department. These calls are designed to trick you into sharing debit card or personal information. The good news: - [NACHA Rules Resource Center](https://insbank.com/nacha/) - Nacha Rules Resources Center Your central hub for FAQs, timelines, and tools to confidently plan and manage compliance. FAQ Effective March 20, 2026 - Standardized Company Entry Descriptions Who does this apply to? Expand This rule change applies to all Non-consumer originators, TPSPs, and TPSs. What is changing? Expand Standardized use of the Company Entry - [Blake Wilson](https://insbank.com/about/leadership/blake-wilson/) - Blake Wilson Blake Wilson First Vice President / TMA Medical Banking Division Head The Business Cred As a child, Blake wanted to be a General Manager of an NFL or MLB team. He told his mother at a young age that he was going to work at a bank in his hometown of Hattiesburg, in - [Billie Jo Parker](https://insbank.com/about/leadership/billie-jo-parker/) - Billie Jo Parker Billie Jo Parker SVP, Chief Banking Officer The Business Cred Billie Jo is known for mentoring emerging leaders, shaping culture through strategic clarity, and championing unreasonable hospitality in banking. At INSBANK, she leads enterprise-wide growth and client experience strategy, helping unify departments and elevate the way the bank shows up for clients. - [REEL Bank Media](https://insbank.com/reelbankmedia/) - [Hospitality](https://insbank.com/commercial-deposits/hospitality/) - Hospitality Banking Some banks are scared of the hospitality biz. We're not - because we know what we're doing. Some banks are scared of the hospitality biz. We're not - because we know what we're doing. "I know there's a perception that smaller banks don't always have the resources to meet the needs of growing - [Wire Transfer Services](https://insbank.com/ach-positive-pay-copy/) - Wire Transfer Services Secure transfers, anywhere in the world. Never out of reach. Wire Transfer is the fastest, safest method to transfer money within the U.S. or to a foreign country! The Solution Wire Transfers may be initiated within INSBANK Digital Banking. Digital Wire Transfer offers the ability to initiate one-time wires and build templates - [Sweep Services](https://insbank.com/ach-positive-pay-copy-2/) - Sweep Services Eliminate idle blanaces. Automated and in control The sweep service automatically moves funds between your checking account and a sweep alternative to earn income or minimize interest expense using your operating cash. The Solution Excess balances are swept into a Commercial Investment checking account, so you earn money on funds that are not - [Check Positive Pay](https://insbank.com/ach-positive-pay-copy-3/) - Check Positive Pay Check fraud doesn't stand a chance. Fraud protection? Check. Protect your business against check fraud. Check fraud is the leading type of payment fraud today. Businesses and organizations are the primary targets of check fraud professionals. It's a growing problem that costs billions of dollars each year. Check Positive Pay provides the - [ACH Positive Pay](https://insbank.com/ach-positive-pay/) - ACH Positive Pay Protect your business. Safeguard your business with confidence. ACH Positive Pay gives you control over electronic transactions, letting you decide which ACH debits are authorized to post to your accounts. It's one more way INSBANK helps protect what you've built-so you can focus on what's next. The Solution With ACH Positive Pay, - [ACH Origination](https://insbank.com/ach-positive-pay-copy-4/) - ACH Origination Your time is valuable. Let's save you some. Modern Business Banking. You can save time and money by replacing virtually every check-based payment and receivables collection process with Automated Clearing House (ACH)/Electronic Funds Transfer transactions. The Solution ACH Origination is available through INSBANK Digital Banking and offers flexible options - You can upload - [Deposit Bank](https://insbank.com/ach-positive-pay-copy-5/) - Deposit Bank Like a trip to the bank, minus the trip. We get it, we like easy too. The process of depositing checks can be a time-consuming hassle. Batching checks, trips to the bank, deposit slips. Do you want to stop rushing around with stacks of paper just to deposit checks? The Solution Our Remote - [Kristin Murguia](https://insbank.com/about/leadership/kristin-murguia/) - Kristin Murguia Kristin Murguia FVP, Director of Employee Engagement The Business Cred Growing up, Kristin always thought she'd become an Orthodontist-she was that rare kid who actually enjoyed trips to the dentist and didn't mind having braces. Her interest in people and what makes them tick led her to study Psychology, where she deepened her - [Terms](https://insbank.com/terms/) - Terms of Use THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE. This website has been - [Spirit Industry](https://insbank.com/spirits-industry/) - Spirits Industry Banking We know the booze business. We've helped companies like yours get funding and see growth, even when other banks have said no. "INSBANK understood it." Carey Bringle needed a bank that understood how the bourbon business worked. He had experiences with two banks on separate occasions who couldn't wrap their minds around - [They Needed a Better Way to Deposit](https://insbank.com/resources/case-studies/they-needed-a-better-way-to-deposit/) - They Needed a Better Way to Deposit Client Brief A powerhouse behind Nashville's dining scene, this company presented several unique treasury management opportunities. The business has 11 locations that are serving Nashville locals, as well as the tourist population. With 27 corporate employees and service staff at each location, we had an opportunity to transform - [A Specialty Medical Practice](https://insbank.com/resources/case-studies/a-specialty-medical-practice/) - A specialty medical practice Client Brief A specialty medical practice was referred to TMA Medical Banking, a division of INSBANK, by their CPA. The practice had an accomplished physician team of varying experience and niche skill sets. The practice was considering expansion based on appointment demands exceeding existing provider and practice capacity and the potential - [An $80 MM Global Manufacturer](https://insbank.com/resources/case-studies/an-80-mm-global-manufacturer/) - An $80 MM Global Manufacturer Client Brief A global manufacturer of optical lenses, operating from 4 facilities throughout the southeast with $80MM in annual revenue, required support in setting up a centralized corporate office, requiring building acquisition, construction and subsequent consolidated financing. Once business operations were consolidated, business required support in centralizing cash management and - [A Logistics Company’s Expansion](https://insbank.com/resources/case-studies/a-logistics-companys-expansion/) - A Logistics Company's Expansion Client Brief A labeling company with annual revenues of roughly $12MM has experienced rapid growth since becoming an INSBANK client roughly 8 years ago, seeing annual revenues increase by 300% during that time period. As a multi-generational company, it had invested heavily in plant and equipment for its operations at a - [Homepage](https://insbank.com/homepage/) - Banking for Entrepreneurs, Rebels and Visionaries INSBANK is about rewriting rules and underwriting ambition. Whatever it takes to help bold business owners succeed. Let's Talk Commercial Banking Without the B.S. People with awesome ideas deserve better than banks who only speak corporate jargon and can't get on board with a vision. INSBANK works with entrepreneurs - [Funds Availability](https://insbank.com/funds-availability/) - [Copy of Careers](https://insbank.com/careers-copy/) - Careers A bank for people who don't want to work for a bank. Work somewhere that doesn't suck the life out of you. INSBANK is built by entrepreneurs, for entrepreneurs. We're a crew of smart, curious people who move fast, break molds and figure things out together. (And talk like actual humans.) We don't do - [Our Team](https://insbank.com/about/our-team/) - Our Team If you're the kind of person who wants a vibe check, here's where you can get it. These are some of the folks you may see or meet within the INSBANK ranks. Name Title Name Title Name Title Our Leadership If you're the kind of person who wants a vibe check, here's where - [Philip C. Fons](https://insbank.com/about/leadership/philip-c-fons/) - Philip C. Fons Philip C. Fons Executive Vice President / Chief Credit Officer, CRA Officer The Business Cred As a child, Philip wanted to be a garbageman. Instead, the summer between his junior and senior year at Rhodes college, he knew he wanted to be a banker. The rest is history: More than 9 Years, - [Peyton Green](https://insbank.com/about/leadership/peyton-green/) - Peyton Green Peyton Green Executive Vice President / Chief Financial Officer - [James H. Rieniets, Jr.](https://insbank.com/about/leadership/james-h-rieniets-jr/) - James H. Rieniets, Jr. James H. Rieniets, Jr. President / Chief Executive Officer The Business Cred As a kid, Jim couldn't decide if he wanted to be a secret agent, a basketball player, a specialty surgeon, or a fighter pilot. In high school, he found work as a disc jockey for a country music radio - [J Scott Gupton](https://insbank.com/about/leadership/j-scott-gupton/) - J Scott Gupton J Scott Gupton Executive Vice President / Chief Operating Officer, Information Security Officer The Business Cred As a child, J Scott wanted to be an architect. But after he graduated from the University of Tennessee, he was starving and needed a job (like most recently graduated students!). Banking was calling his name. - [Chad Hankins](https://insbank.com/about/leadership/chad-hankins/) - Chad Hankins Chad Hankins Executive Vice President / Chief Lending Officer The Business Cred As a child, Chad was constantly drawing and had dreams of being an artist. Next, he wanted to be a park ranger. He went to Belmont University for a finance degree and is still in denial about being a banker (we - [Andrew Smith](https://insbank.com/about/leadership/andrew-smith/) - Andrew Smith Andrew Smith SVP, Chief Deposit Officer The Business Cred: Andrew was born to work in banking. His career began in a summer internship during his junior year of college. A little while after that internship, Andrew knew that banking was his destiny. He is a member of the Association for Financial Professionals and